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And work out Student loan Payments with your Mastercard Since student loan costs never fall under a specific purchase class, you may be generally speaking browsing earn minimum of amount of cash straight back or products when you costs these to their credit. When you can earn significantly more benefits on your typical paying every month, that will compensate for the real difference. For example, imagine if there is the Upromise Mastercard and you also invest $300 a month online shopping, $300 with the fuel and $five hundred in your student education loans.